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Guarantees Allow You to "DO THE MATH"

Guaranteed growth, pay-out factors, no fees or low fees, and tax-efficiency allow you to calculate exactly your retirement paycheck, regardless of market swings, inflation, or other economic events.

Real-life Sample Scenarios

 

Puritan Life

 

401K/IRA rollover from former employer / age 50

  • ​
  • 5.5% compound guaranteed rate
  • 10year max  growth period
  • Penalty free 100% withdrawal if member is unable to perform at least 2 of 6 activities of daily living
  • Annual fee- 0
  • George's "DO THE MATH" Example- Fifty year old George rolls over an IRA with a balance of $500,000.  George's IRA Value grows at 5.5%, compounded annually.  At age 70, George's IRa has grown to  $1,461,283.05.  George opts to turn on his penalty free withdrawal of $146,128 a year, which will fluctuate.
  • If George predeceases his spouse, she may elect to continue the same schedule of lifetime income payments.y.

 

Athene Performance Elite Plus

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Frank/age 55 $350,000 IRA rollover

  • 34% immediate cash bonus
  • 9.71 % average compounded growth, based upon the prior ten years
  • 15 yearcontinued growth period
  • enhanced 10% penalty free withdrawal annually, 20% if you skip a year. 
  • Penalty free 100% withdrawal if member is unable to perform at least 2 of 6 activities of daily living
  • Annual fee- .95% of contract value
  • Frank's "DO THE MATH" Example- Fifty-five year old Frank rolls over an IRA with a balance of $350,000. The 34% bonus makes his initial premium $469,000. Frank's Cash Account Value grows approximately 9.71%, compounded annually. At age 71, Frank's account  has grown to $1,894,849. Frank opts to turn on his Lifetime Income Benefit- 4.85% or             

 

Aspida 

 

Inheritance /

age 61

  • 10.37 % average compounded growth, based upon the prior ten years

  • No Annual fee

  • Deferred taxes

  • Mary's "DO THE MATH" Example- Sixty-one year old Mary deposits $250,000 that she inherited from her dear Aunt Gertrude.  Mary's  Account Value grows at 105% of the Invesco QQQ etf credited every two years. At age 71, Mary's account has grown to $670,306. Mary opts to withdraw 10% annually, (beating the old 4% rule by 250%), $64,572 the first year, with continued growth, .  If lucky Mary lives to age 86, she will have enjoyed $ 287,280 in income from her account, and will leave for her family a death benefit of $ 651.374, for a total benefit of      $ 938,654.

Our representatives

We are very pleased to employ the finest business professionals to represent our clients as they explore various options and plans for their retirement dollars.  Decades of experience, ongoing training, high levels of education, ethics certification, and a philosophy of serving clients' needs ensures a positive experience and rewarding relationship with our clientele.  Our agents hold licenses by the individual state departments of insurance, hold silver level Financial Security Navigator credentials, as well as certifications from each individual company we work with.

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Highly rated companies we work with:

Equitable

Aspida

Athene

Axonic

North American

Mutual of Omaha

Minnesota Life

American Equity

Voya

Catholic Financial Life

Columbian Financial Group

Protective Life Insurance Company

National Catholic Society of Foresters

Thrivent Financial

Great American Insurance Group

 

Useful links to a better understanding

Grow your knowledge

Care-free living.

With your new IRA/retirement plan in place, you'll be able to enjoy living without constantly worrying about fees eating up your retirement, losses devastating your nest-egg, or stagnation keeping you from realizing your goals. 






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